e-Cheque Presentment Service
Experience instant cheque presentment service.
Let's manage e-Cheque with ease!
Service Features
What is e-Cheque?
- e-Cheque is a brand new way for making and receiving payments in a hassle-free way.
- It does not only retain the features and benefits of paper cheque, but also provides enhanced security features and saves the need for physical delivery and presentment.
Present e-Cheque in a digital way
- Payment with e-Cheque is entirely paperless.
- e-Cheque is in PDF format. You can sent out the PDF file via different electronic mean and no need to print the file.
Provides 7 X 24 services
- Present e-Cheque anytime and anywhere.
Manage your e-Cheque with ease
- e-Cheque deposit and management in one go (via e-Cheque DropBox Service provided by HKICL).
Support multiple currencies
- You can present any HKD, RMB and USD e-Cheque to your deposit accounts with the same currency.
- For credit cards (include CUP Dual Currency Credit Card), only HKD e-Cheque will be accepted.
Notification alerts
- Email notification on the presented e-Cheque status (via e-Cheque DropBox Service provided by HKICL).
Dah Sing Bank does NOT provide e-Cheque Issuance Service at the moment.
FAQ
1. How can I deposit the e-Cheque to Dah Sing Bank Account?
You can deposit an e-Cheque in your Dah Sing Bank account by logging into the e-Cheque Drop Box website (www.echeque.hkicl.com.hk) or via Mobile App provided by Hong Kong Interbank Clearing Limited.
2. What are the supported Dah Sing Bank accounts for e-Cheque presentment?
You can deposit e-Cheque to Dah Sing deposit accounts or credit card accounts.
3. Can I deposit the e-Cheque to third-party Dah Sing Bank accounts?
Yes, you can enter the last 10 digits of deposit account number or 16 digits credit card account number of the payee for e-Cheque presentment.
4. Can I deposit the e-Cashier Order to Dah Sing Bank accounts?
Yes. You can select Dah Sing deposit accounts or credit card accounts to deposit your e-Cashier Order. The process is the same as for e-Cheques.
5. Can I present a post-dated e-Cheque?
No. A post-dated e-Cheque is not accepted in the e-Cheque presentment.
6. What are the supported currencies for e-Cheque presentment to Dah Sing deposit accounts and credit card accounts?
You can present any HKD, RMB and USD e-Cheque to your deposit accounts with the same currency. For credit card accounts (include CUP Dual Currency Credit Card), only HKD e-Cheque will be accepted.
7. Is there any transaction limit for e-Cheque presentment to Dah Sing Bank accounts?
No. There is no transaction limit for e-Cheque presentment to Dah Sing deposit accounts and credit card accounts.
8. Can I deposit the cheque amount from a single e-Cheque into different deposit accounts?
No. One e-Cheque can only be deposited into one deposit account.
9. Can I settle the credit card payment for multiple credit cards using a single e-Cheque?
No. A single e-Cheque can only be used to settle the payment of one credit card.
10. Is there an expiry date for presenting an e-Cheque?
Yes. An e-Cheque which has been issued 6 months or longer from the cheque date will not be accepted.
11. When will the funds from an e-Cheque be deposited into the account?
Any e-Cheque presentment requests submitted before 5:30 pm on each clearing day will be processed on the same clearing day. Under normal circumstances, the e-Cheque will be deposited into the designated payee's account on the next clearing day. Any requests submitted after 5:30 pm will be processed on the next clearing day.
*Clearing day refers to Monday to Friday, excluding public holidays.
12. Can I issue an e-Cheque via Dah Sing Bank?
An e-Cheque issuance service is currently not yet available at Dah Sing Bank.
13. What are the service hours for e-Cheque presentment?
The Hong Kong Interbank Clearing Limited e-Cheque Drop Box operates all year round, except 1:00 am-5:00 am every Sunday and during ad-hoc system maintenance period.
14. How can I check my e-Cheque presentment records? Are there any notifications for e-Cheque presentment?
You may check your e-Cheque presentment records or receive notifications from the Hong Kong Interbank Clearing Limited e-Cheque Drop Box. Please visit www.echeque.hkicl.com.hk for details.
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